The Resource Financial Inclusion of the Marginalised : Street Vendors in the Urban Economy, by Sharit K. Bhowmik, Debdulal Saha, (electronic resource)

Financial Inclusion of the Marginalised : Street Vendors in the Urban Economy, by Sharit K. Bhowmik, Debdulal Saha, (electronic resource)

Label
Financial Inclusion of the Marginalised : Street Vendors in the Urban Economy
Title
Financial Inclusion of the Marginalised
Title remainder
Street Vendors in the Urban Economy
Statement of responsibility
by Sharit K. Bhowmik, Debdulal Saha
Creator
Contributor
Author
Provider
Subject
Language
eng
Summary
This book is the product of a study conducted by the Tata Institute of Social Sciences (TISS) in collaboration with the United Nations Development Programme (UNDP) and Ministry of Urban Housing and Poverty Alleviation (MoHUPA). Its objective is to highlight some of the problems faced by street vendors in conducting their daily business and to examine how financial institutions, especially those in the banking sector, can include street vendors in their credit policies. Data was collected from 15 cities across the country. Not surprisingly, while issues such as public space utilisation have been deliberated upon at length, those concerning the nature of credit transactions and concurrently the financial inclusion of street vendors have scarcely received focussed attention. In the absence of formal credit, street vendors largely depend on loan sharks, who charge high interest rates ranging from 350% to 800% per annum. The problem of formal credit aside, another equally important factor is the inflexible attitude of the civic authorities towards street vending. Given their informal status, this is particularly apparent because they are forced to conduct business in the absence of legal protection, making them vulnerable to rent seeking by the authorities. The acceptance of the National Policy for Urban Street Vendors by a few states and the subsequent bill to protect the livelihood of street vendors should help them gain legitimacy and subsequently credit to run their businesses at proper rates. The book examines and analyses these issues.
Member of
http://library.link/vocab/creatorDate
1948-2016
http://library.link/vocab/creatorName
Bhowmik, Sharit
Image bit depth
0
LC call number
HD72-88
Literary form
non fiction
http://library.link/vocab/relatedWorkOrContributorName
  • Saha, Debdulal.
  • SpringerLink
Series statement
India Studies in Business and Economics
http://library.link/vocab/subjectName
  • Economics
  • Development Economics
  • Labor economics
  • Finance
  • Economics/Management Science
  • Development Economics
  • Labor Economics
  • Finance/Investment/Banking
  • Public Finance & Economics
Label
Financial Inclusion of the Marginalised : Street Vendors in the Urban Economy, by Sharit K. Bhowmik, Debdulal Saha, (electronic resource)
Instantiates
Publication
Antecedent source
mixed
Carrier category
online resource
Carrier category code
cr
Carrier MARC source
rdacarrier
Color
not applicable
Content category
text
Content type code
txt
Content type MARC source
rdacontent
Contents
Chapter 1: Introduction: Street Vendors in the Urban Economy -- Chapter 2: The Field: Profile of the Cities -- Chapter 3: Why do Street Vendors Need Finance? -- Chapter 4: Sources of Finance -- Chapter 5: How Can Financial Institutions Help Out? -- Chapter 6: Recommendations and Conclusion.
Dimensions
unknown
Extent
XXIV, 134 p.
File format
multiple file formats
Form of item
electronic
Isbn
9788132215066
Level of compression
uncompressed
Media category
computer
Media MARC source
rdamedia
Media type code
c
Other control number
10.1007/978-81-322-1506-6
Other physical details
online resource.
Quality assurance targets
absent
Reformatting quality
access
Specific material designation
remote
System control number
(DE-He213)978-81-322-1506-6
Label
Financial Inclusion of the Marginalised : Street Vendors in the Urban Economy, by Sharit K. Bhowmik, Debdulal Saha, (electronic resource)
Publication
Antecedent source
mixed
Carrier category
online resource
Carrier category code
cr
Carrier MARC source
rdacarrier
Color
not applicable
Content category
text
Content type code
txt
Content type MARC source
rdacontent
Contents
Chapter 1: Introduction: Street Vendors in the Urban Economy -- Chapter 2: The Field: Profile of the Cities -- Chapter 3: Why do Street Vendors Need Finance? -- Chapter 4: Sources of Finance -- Chapter 5: How Can Financial Institutions Help Out? -- Chapter 6: Recommendations and Conclusion.
Dimensions
unknown
Extent
XXIV, 134 p.
File format
multiple file formats
Form of item
electronic
Isbn
9788132215066
Level of compression
uncompressed
Media category
computer
Media MARC source
rdamedia
Media type code
c
Other control number
10.1007/978-81-322-1506-6
Other physical details
online resource.
Quality assurance targets
absent
Reformatting quality
access
Specific material designation
remote
System control number
(DE-He213)978-81-322-1506-6

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